Recurring items
Payroll, rent, subscriptions, loan payments — found by cadence, not by category, and shown with how confident we are.
- Payroll
- every 2 weeks
- Rent
- monthly
- Software
- monthly
For businesses of 1–20 people
Know the exact day your cash runs low.
Upload a bank statement. In two minutes, see the date, the balance, and the reason — no ledger, no bookkeeping.
See your low point
First forecast is free.
Harbor Tile & Stone
13-week forecast
£2,140 short
on 14 March
Payroll on 12 March lands before two invoices due 20 March.
- Payroll
- · every 2 weeks
- Rent
- · monthly
- Harbor Supply Co.
- · pays 20 days late
You know your balance today. Not the four Fridays ahead — payroll, the tax bill, the client who always pays late.
A spreadsheet goes stale within a fortnight. An accountant answers once a quarter. A forecasting tool wants a maintained ledger you don't have and £50–130 a month. Built Net asks for none of that.
Two minutes, three steps
No column mapping, no industry questions, no configuration before the answer.
- 01
Upload a statement
Any bank, any column layout, exported as a CSV. No sign-in and no bookkeeping first.
- 02
Built Net reads it
It finds what recurs — payroll, rent, the customer who pays 20 days late — and the rhythm underneath.
- 03
One answer, on one screen
The low point: the date, the balance, and the three lines driving it.
It gets sharper every month, not staler
A spreadsheet only knows what you typed in. Built Net watches what actually happened and updates the forecast to match.
Who pays late
Each customer's real days-late, learned from what they've actually paid — not their invoice terms.
Re-base monthly
Drop in next month's statement and the forecast resets against what actually happened.
A Monday note, so you stop opening the app to check
One email a week: whether your low point moved, and why. On the first Monday of the month, a nudge to re-base with a fresh statement.
Two months without a re-base and the note pauses on its own, with one line saying why. We would rather say nothing than something out of date.
One price, no tiers
£24 a month, whatever your revenue. No annual plan, no free trial that turns into a bill you forgot about.
Free forecast
£0
Your first forecast, kept for 30 days
- One statement, read once
- The low point: date and balance
- No account needed to see it
Built Net monthly
£24 / month
Cancel any time, one click
- Save and re-base each month
- Scenarios: drag, edit, delete, and watch the low point move
- The weekly note by email
- More than one business, in one list
Built for whoever handles the money personally
Usually the owner, on a laptop, on a Monday or the day before payroll. Not a finance person, and not looking to become one.
- Trades and contracting
- Agencies and studios
- Clinics and salons
- Small e-commerce
- Consultancies
- Or a bookkeeper holding several of the above